UK Financial Comparison Sites
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UK Financial Comparison Sites

Many sites offer comparisons of insurance, mortgages, loans and savings.  

• UK Financial Comparison Sites:

  Sites offering insurance, money comparisons and utilities comparisons.

  GoCompare.com - comparisons of insurance, utilities and money
  

  Top financial comparison sites: GoCompare.com Moneysupermarket.com Confused.com CompareTheMarket.com USwitch.com See the price comparison page for consumer good comparisons (Tvs, DVDs etc.)

  Moneysupermarket.com - comparisons of insurance, broadband, shopping, utilities and money.
  Confused.com - insurance comparisons
  CompareTheMarket.com - insurance comparisons
  USwitch.com - comparisons of money, insurance, utilities and communications
  Unravelit.com - comparisons of insurance and utility prices
  Virginmoney.com - Comparisons of ISAs, mortgages, loans and insurance for registered users.

  When buying an expensive item, such as house or car insurance, it can be worth trying a number of the top sites in case one lists an insurer that offers what you want for significantly less (saving £80 on £480 insurance is possible).  When buying car insurance, in some cases Comprehensive insurance is cheaper than Third Party insurance.

   

• UK Insurance Comparison Sites:

  Insurance comparison sites, including comparisons of car insurance, home insurance and travel insurance.

  GoCompare.com - car, home and travel insurance comparisons
  Moneysupermarket.com - car, household and travel insurance comparisons
  Confused.com - comparisons of car, home and travel insurance
  CompareTheMarket.com - car, home and travel insurance comparisons
  USwitch.com - insurance comparisons
  Unravelit.com - home or travel insurance
  OnlyInsurance.com - insurance-only site
  Virginmoney.com - Comparisons of ISAs, mortgages, loans and insurance for registered users.
  Screentrade.co.uk
  1stquote.co.uk
  Directline.com - compare motor insurance prices.
  The AA
  The Personal possessions insurance category at dmoz.org (Google version).
  Moneysavingexpert.com Insurance - advice on finding the cheapest insurance

   

• UK Utility Comparison Sites

  Utility comparison sites are listed on the price comparison sites page.

   

• UK Financial Comparison Sites (credit cards, loans, mortgages and savings accounts etc.):

  Kelkoo's credit card category (their loan category)
  FSA.gov.uk's Comparative tables - the Financial Services Authority's comparisons cover investments, savings, pensions and mortgages. Also offers advice on (and plans to add comparisons for) banking, borrowing and insurance.
  Moneynet.co.uk - comparisons and advice on loans, credits cards, mortgages and insurance.
  iii.co.uk - Ample's finance portal.
  Moneysupermarket.com - cash ISAs, loan, credit card, insurance and current account comparisons.
  Unravelit.com - comparisons of loans, credit cards, insurance and utility prices.
  Find.co.uk - list of financial websites.
  Moneyfacts.co.uk - comparisons of mortgages, loans, credit cards and savings.
  Moneywise.co.uk - magazine website listing mortgages, loans, credit cards, banking and savings as well as articles from the magazine.
  MoneyExtra.com
  MoneyExpert.com - Provide comparisons of financial products, including savings accounts, mortgages, credit cards and loans.

   

• Credit Card Reward Schemes

  Kelkoo's credit card category, including a list of cards with cashback
  Moneysupermarket has a credit card comparison section that allows you to search for cashback only cards.
  • Offering 1% or more cashback:
    • Egg.com's Money card gives you 1% back on your purchases.
    • American Expresses' Blue Card offers 1% cashback, 2% for the first three months.  However, Amex is accepted less often than Visa or Mastercard, so it is less easy to use.
    • Bankof Ireland's Gold and Standard Moneyback Mastercards offers 0.5% cashback for the first £3000 per year, then 1% cashback.
  • Retailer rewards:
    • The GM card offers 3% of spending as a discount on Vauxhall or Saab cars (conditions apply).

  For those who pay off the entire amount due on your credit card every month, an April 2003 Which? report highlighted those offering the most valuable rewards. Their advice for prompt payers is to ignore freebies such as free travel insurance and select those offering the most money back.  A steady 1% cashback is available from some merchants, more is available as rewards from specific retailers.

  Is it is easy to set up a direct debit to automatically pay off the credit card each month? Otherwise you'll be wasting time sending off cheques, logging on to websites or phoning up to pay off debts.

  Moneysavingexpert.com has a section offering advice on credit cards.

  If you are being bugged by too many unsolicited telephone offers, you may want to register with the telephone preference service to stop receiving unsolicited calls: http://www.tpsonline.org.uk/tps/ .  The Mail preference service http://www.mpsonline.org.uk/mpsr/ allows you to reduce your unsolicited junk mail.

   

• UK Mortgage Comparison Sites:

  Kelkoo's mortgage category
  Moneybrain.com
  Charcolonline.co.uk
  ftyourmoney.com
  Mortgageroute.co.uk
  Moneysupermarket.com

  Moneysavingexpert.com has advice on obtaining a mortgage - phone up fees-free broker London and Country for mortgage advice (they only take commission from the lender).  Once they have found you a product you could buy the product via Mortgagegenie.co.uk  or Moneybackmortgages.com who will give you back a portion of their commission.

   

• UK Financial Advice Sites:

  FT Your Money - Financial Times's personal finance portal.
  Money.guardian.co.uk - the Guardian's money section (includes best buys).
  Fool.co.uk (in the U.S. it is Fool.com).
  Dmoz.org's UK/Tax and Personal Finance category (Google version).
  Dmoz.org's UK/Financial Services - category containing advice, comparison sites, companies offering insurance, mortgages, loans, savings, credit cards, shares brokers etc. (Google version).
  Moneysavingexpert.com - advice and money-saving tips.

   

• UK Fund Comparison Sites (ISAs etc.)

  Fidelity.co.uk
  Virginmoney.com
  iii.co.uk - Ample's financial site
  Moneysupermarket.com - cash ISAs
  Funds.ft.com/funds/ - FT's fund comparison service
  Morningstar.co.uk - industry standard comparisons and star ratings of funds.
  Fsa.gov.uk/tables/ - Financial Standard's Authority's comparison tables of funds

   

• UK Share Dealing (stockbroking) Sites:

  Europeaninvestor.com - how to chose a share site.
  iii.co.uk - Ample's financial site
  Investopolis.com -how to chose a share site.
  Ishares.net - Index fund site
  Trustnet.com - Investment fund site
  Comdirect.co.uk - share dealing site
  Idealing.com - share dealing site
  Selftrade.com/uk/ - share dealing site
  Hargreaveslansdown.co.uk - discount broker
  Chelseafs.co.uk - discount broker
  Funds-sp.com - Standard and Poor's fund trading site
  MandG.co.uk - M&G Investment (large fund management company)
  Legal and General - large fund management company
  Norwich Union - large fund management company (also pensions and insurance)
  Fidelity.co.uk  - Fidelity UK, a fund supermarket.
  Aitc.co.uk - Association of Investment Trust Companies (if you are considering investing in investment trusts)
  Ftadviser.com - Money Management  - Articles from the magazine Money Management.  Offers a bi-yearly update on the best pension providers (Oct and March).
  
  Morningstar.co.uk - information on fund

   

• Financial Directories

  Dmoz.org's UK Financial Services category (Google's version)
  Ciao.co.uk's Finance Services category (ouch, pop-ups)
  Dooyoo.co.uk's banking finance category (again, ouch, pop-ups), features user reviews of specific products

   

• Sources

  Some financial links selected from the series of financial articles in the FT: ft.com/lifeonthenet

You may be interested in the list of price comparison sites, which lists sites that compare prices for consumer goods.